Appliance Technician Insurance: Best Business Coverage - Huckleberry

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Appliance technician insurance

If you’re a service technician, fixing washers, air conditioning systems, and garbage disposals might come as second nature to you. But specializing in home service means that you, your employees, or your clients can meet with the unexpected: wet floors, defective electrical systems, heating systems gone rogue. And depending on each scenario, your business might be slapped with the blame...and some high fees.

That’s why your appliance repair business needs the right insurance coverage: There are plenty of scenarios that aren’t covered by a client’s homeowners insurance policy, home appliance insurance, or manufacturer’s warranties. Luckily, Huckleberry is here to provide peace of mind and secure you the best, most comprehensive coverage for your small business.

Most common types of small business insurance for appliance technicians

Workers' Compensation

Covers any medical expenses or lost income if your employees get injured or sick because of their job.

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Business Owner's Policy

Combines several important coverages: general liability, business property, and business interruption. Additional coverages are included under BOP as well.

General Liability

Protects your business from any legal fees associated with a third-party lawsuit.

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Business Property

Pays out for any property damage costs resulting from accidental destruction or vandalism of your commercial property.

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Business Interruption

Provides financial relief if your business has to close for any reason temporarily.

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How much does appliance technician insurance cost?

Many small businesses are scared away from getting full insurance coverage for fear of steep pricing. But Huckleberry customers have paid as little as $50 per month for workers’ compensation and $42 per month for a Business Owner’s Policy. Those amounts to relatively cheap annual premiums—considering how much financial protection they’ll provide for your business, 365 days a year.

Appliance technician insurance FAQ

There is no one insurance policy that’s called “appliance technician insurance.” A basic plan for an appliance repair service should include workers’ compensation and a Business Owner’s Policy, which includes general liability insurance and other vital add-on coverages.

To get a Certificate of Insurance (CoI) for your small business, head over to our Certificate of Insurance page. Get as many digital copies as you need—100% free. You can even send them to any email address of your choice.

Huckleberry takes the guesswork out of small business insurance. Get a free quote, 100% online, in minutes, and buy a policy online or over the phone. No obligation, no service fees, no games.

Don't take our word for it

Amy Cho

We got instant quotes and immediate responses which we super appreciated because we were under such a time crunch for it. On top of it all, it is super affordable

CJ Blancett

What a GREAT and pain-free experience! I will recommend this company to every contractor I know!!!

Steve Booth

Just a very clean and simple interface, and terrific customer service. Could not have been easier and the price was great!

Justin Lewis

Huckleberry not only succeeded at finding a policy they have exceeded my expectations. They provided a quote in a few hours where other brokers struggle to gather all the necessary information.

Liz Frome

I needed help and they were on top of it and handled things with ease! I would highly recommend them!

Veronica Gerhart

Making the transition from State Fund to Huckleberry has been a very easy transition. I was not too sure if this change was the correct move. But after I reviewed both policies, I realized that Huckleberry was a better choice for me.

Kevin P.

We now have Huckleberry and will be saving hundreds of dollars this coming year due to them and their service.

Lucy Balyan

Very good customer service. Just a monthly payment, no extra fees, no large down payments.

Gilbert Walz

Quick and courteous service at the right price.

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