Auto Shop Insurance as low as $38/month | Huckleberry

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Auto repair shop and mechanic insurance

If you run an auto shop, you know that just about anything can go wrong at any time—and it’s easy to get injured, even when you do everything right. One of your employees could severely cut themselves while working on a vehicle, for example, or a member of your team could get a serious burn from a chemical used at your shop. At an auto repair shop, it’s less a matter of if something unexpected will happen, and more a matter of when it will happen.

That’s why you need a solid insurance policy that will protect both your employees and your auto shop business. It’ll go a long way to ensuring your business stays legal and protected—even in the worst of circumstances.

The most common type of business insurance for auto repair shops

Workers' Compensation

This coverage pays for medical treatment, rehabilitation costs, and lost wages if one of your employees gets sick or injured because of their job. It protects your workers by ensuring that they can get the help they need in a bad situation, and it also protects your business by assuming your legal liability for your employees’ medical costs.

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How much does automotive shop insurance cost?

Workers’ compensation for auto shops can be surprisingly affordable. For example, with Huckleberry, auto businesses have paid as little as $38 per month for their policy—just a little over a dollar per day (and way less than the cost of a lawsuit).

Auto shop insurance Q&A

First, you should know that there’s not actually a policy called “auto shop insurance.” That said, what you’re probably looking for is workers’ compensation insurance—it’s legally required in almost every state if you have employees. (And you can get it online in about 5 minutes.)

If you’re a Huckleberry customer, you can get your Certificate of Insurance easily and for free. Just visit our Certificate of Insurance page, where you’ll be able to instantly generate as many copies as you like.

Huckleberry offers insurance designed for small business owners. Fast, easy, and 100% online.

Don't take our word for it

Just a very clean and simple interface, and terrific customer service. Could not have been easier and the price was great!

Steve Booth

Huckleberry not only succeeded at finding a policy they have exceeded my expectations. They provided a quote in a few hours where other broker's struggle to gather all the necessary information.

Justin Lewis

Very good customer service. Just a monthly payment, no extra fees, no large down payments.

Lucy Balyan

quick and courteous service at the right price.

Gilbert Walz

We got instant quotes and immediate responses which we super appreciated because were under such a time crunch for it. On top of it all, it is super affordable

Amy Cho

We now have Huckleberry and will be saving hundreds of dollars this coming year due to them and their service.

Kevin P.

Making the transition from State Fund to Huckleberry has been a very easy transition. I was not too sure if this change was the correct move. But after I reviewed both policies, I realized that Huckleberry was a better choice for me.

Veronica Gerhart

What a GREAT and pain-free experience! I will recommend this company to every contractor I know!!!

CJ Blancett

I needed help and they were on top of it and handled things with ease! I would highly recommend them!

Liz Frome

What's better about Huckleberry

Traditional agencies

Get coverage in 5 minutes

It can take days to get coverage

Multiple carrier quotes, side by side — you choose

Can present you with their best option — not your best option

Backed by Paychex and A-rated carriers

Depends on individual agent relationships

Buy online without back-and-forth

Requires multiple calls with your agent

Talk to real people when you need help

Limited availability, agent-dependent

See what's covered and what's not—upfront

Coverage details buried in policy documents

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