Carpet Cleaner Insurance [2021] Best Business Coverage - Huckleberry
Small business insurance
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Carpet cleaner insurance
Your carpet cleaning business is a little more dangerous than many people might believe. One of your employees or clients could have an allergic reaction to some cleaning solution. You could face steep medical costs if someone slips and falls on the job. Not to mention the potential damage you could accidentally cause to a client’s property.
Yes, even for carpet cleaning services, a robust small business insurance policy is key. Insurance covers your cleaning equipment, employees’ medical bills, and more. Read on to sift through the types of insurance coverage available—and if you specialize in more than just carpeting, be sure to check out our available commercial cleaning insurance policies, too.
Most common types of small business insurance for carpet cleaners
Workers' Compensation
This covers medical expenses and lost income associated with a work-related injury or illness sustained on the job. Workers’ compensation typically isn’t optional if you have at least one employee besides yourself.
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Business Owner's Policy
Also known as BOP, this policy bundles several important insurance coverages: general liability coverage, business property coverage, and business interruption coverage.
CAN INCLUDE
Business Interruption Insurance
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How much do Huckleberry customers generally pay for carpet cleaning business insurance?
Even if your cleaning service is a relatively small outfit, carpet cleaning insurance costs aren’t too prohibitive. Carpet cleaning company owners who purchased small business insurance through Huckleberry have secured workers’ compensation for as low as $62 per month. Business Owner’s Policies have clocked in as low as $55 per month. What are you waiting for? Get a free quote with Huckleberry today.
Carpet cleaner insurance policy Q&A
- What is covered under a carpet cleaning insurance policy?
There is no one type of policy specifically tailored towards carpet cleaning businesses. You’ll need to choose between multiple types of policies for your overall small business insurance program. For one thing, workers’ compensation insurance is legally mandated in most states and will help ease the financial burden of medical payments. Getting a general liability insurance policy is also a good idea if you want financial protection from a potential lawsuit.
- I need a Certificate of Insurance. How do I get it, and does it cost extra?
To get a Certificate of Insurance, simply head over to Huckleberry.com and request as many as you need through our self-service form.
- What is Huckleberry Insurance?
Huckleberry offers small business insurance coverage to companies across the nation. Get a free insurance quote 100% online. Our team of insurance agents is here to help.
What's better about Huckleberry
Traditional agencies
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It can take days to get coverage
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Coverage details buried in policy documents.
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