Small business insurance # **Buy affordable catering insurance online in 5 minutes** ## Instant coverage. No-commitment quote. Get started ## Catering insurance If you run a catering business, you know that just about anything can happen when you’re catering an event. There’s liability risk everywhere in the food service business—from an employee who gets in an auto accident on the way to a venue to a customer who burns their hand on a piece of your equipment. And all that risk can add up to a significant threat to your business—and big legal fees—when something goes wrong at the wrong time. That’s why you need the best catering insurance. When you purchase liability insurance for a catering business—as well as a comprehensive set of [business insurance coverages](/content/small-business-insurance/index.html)—you’ll know that your catering business is protected—no matter what happens at your events. ## **The most common types of small business insurance for catering businesses** #### [Workers' Compensation Insurance](/content/small-business-insurance/workers-compensation/index.html) Covers lost wages and medical expenses if one of your employees gets sick or injured on the job. Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/workers-compensation/index.html) #### [Business Owner's Policy (BOP)](/content/small-business-insurance/business-owners-policy/index.html) This coverage bundles general liability, business interruption coverage, and business property insurance—all in one convenient policy. CAN INCLUDE [General Liability Coverage](/content/small-business-insurance/general-liability/index.html) [Business Property Insurance](/content/small-business-insurance/business-property/index.html) [Commercial Auto Insurance](/content/small-business-insurance/commercial-auto/index.html) Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/business-owners-policy/index.html) ## How much does catering insurance cost? Your catering business insurance cost will fluctuate based on your location, the size of your payroll, and the risks your business faces (e.g., Does your catering company need liquor liability insurance if you serve alcohol?). And insurance companies aren’t necessarily offering wildly different levels of protection or deductible limits, so it all comes down to affordable prices…and where to find them. Huckleberry customers have insured their catering companies for as little as **$37 per month** for workers’ compensation and **$42 per month** for a Business Owner’s Policy. The best way to determine how much your catering insurance policy will cost is to head over to [Huckleberry](/content/site-root.html) and get a free catering insurance quote in minutes. No cost, no obligation, no pressure. ## **Catering insurance coverage options: Q&A** - What does catering insurance cover? Unfortunately, no single insurance policy covers all the risks your catering business faces. That said, most catering companies should purchase at least general liability insurance, commercial auto insurance, and business property insurance. (If you have employees, don’t forget to pick up workers’ compensation insurance, too. It’s required in most states.) - I need a Certificate of Insurance. How do I get it, and does it cost extra? It’s easy to get a Certificate of Insurance for your catering business if you purchase business insurance from Huckleberry. Just visit our online [Certificate of Insurance](/content/certificate/index.html) page. There, you'll be able to instantly generate unlimited copies of your COI—for free—and then we’ll email them to whomever you choose. - What is Huckleberry Insurance? [Huckleberry](/content/site-root.html) sells fast, simple small business insurance. Everything is 100% online and 100% easy. Get a free quote today. ## Don't take our word for it - _star_ - _star_ - _star_ - _star_ - _star_ What a GREAT and pain-free experience! I will recommend this company to every contractor I know!!! CJ Blancett - _star_ - _star_ - _star_ - _star_ - _star_ quick and courteous service at the right price. Gilbert Walz - _star_ - _star_ - _star_ - _star_ - _star_ I needed help and they were on top of it and handled things with ease! I would highly recommend them! Liz Frome - _star_ - _star_ - _star_ - _star_ - _star_ Huckleberry not only succeeded at finding a policy they have exceeded my expectations. They provided a quote in a few hours where other brokers struggle to gather all the necessary information. Justin Lewis - _star_ - _star_ - _star_ - _star_ - _star_ Very good customer service. Just a monthly payment, no extra fees, no large down payments. Lucy Balyan - _star_ - _star_ - _star_ - _star_ - _star_ We now have Huckleberry and will be saving hundreds of dollars this coming year due to them and their service. Kevin P. - _star_ - _star_ - _star_ - _star_ - _star_ Just a very clean and simple interface, and terrific customer service. Could not have been easier and the price was great! Steve Booth - _star_ - _star_ - _star_ - _star_ - _star_ We got instant quotes and immediate responses which we super appreciated because we were under such a time crunch for it. On top of it all, it is super affordable Amy Cho - _star_ - _star_ - _star_ - _star_ - _star_ Making the transition from State Fund to Huckleberry has been a very easy transition. I was not too sure if this change was the correct move. But after I reviewed both policies, I realized that Huckleberry was a better choice for me. Veronica Gerhart ## What's better about Huckleberry Traditional agencies Get coverage in 5 minutes It can take days to get coverage Multiple carrier quotes, side by side — you choose Can present you with their best option — not your best option Backed by Paychex and A-rated carriers Depends on individual agent relationships Buy online without back-and-forth Requires multiple calls with your agent Talk to real people when you need help Limited availability, agent-dependent See what's covered and what's not—upfront Coverage details buried in policy documents ## Ready to get started? See what you’d pay in less than 5 minutes. Get a quote No credit card required