Small business insurance

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Daycare insurance

If you run a daycare company or childcare business, you know: Risks are everywhere—even if you don’t do anything wrong. A child can get hurt on a field trip. An employee can get injured on the job. A fire could destroy your building. And any of these unexpected events could be a big blow to your business, especially if you don’t have a backup plan.

That’s why daycare providers need reliable childcare insurance. When you cover your business with childcare liability insurance (and the right set of other small business insurance policies), you’ll have the peace of mind that comes from knowing you and your business are protected—no matter what happens.

Huckleberry can help you get business insurance coverage for the following:

• Commercial child care centers
• Home child care providers
• Private nursery schools
• Other daycare facilities and after school programs

The most common coverage options for daycare centers

Workers' Compensation Insurance

If a daycare employee gets sick or injured on the job, this coverage pays out for medical expenses and lost wages.

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General Liability

Protects your daycare if a third party ever sues you for bodily injury or property damage.

CAN INCLUDE

Accident Medical

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How much does daycare insurance cost?

The cost of a daycare insurance policy will fluctuate a lot depending on where you’re located, the number of children under your care, and how many employees you have. Still, daycare business owners have paid as little as $38 per month for daycare liability coverage (and only $35 per month for workers’ compensation) with Huckleberry.

Daycare insurance Q&A

• What is covered by a daycare insurance policy?

No one insurance program fully covers all the risks daycares face, but, in general, make sure to purchase at least general liability coverage, workers’ compensation coverage (if you have employees), and accident medical insurance.

• I need a Certificate of Insurance. How do I get it, and does it cost extra?

If you purchased your daycare insurance from Huckleberry, it’s simple to get your proof of insurance from our Certificate of Insurance page. You’ll be able to generate unlimited copies of your COI—for free!—and we’ll even email them to whomever you choose. Good deal.

• What is Huckleberry Insurance?

Huckleberry sells fast, simple small business insurance. Everything is 100% online and 100% easy. Get a daycare business insurance quote today.

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