Electrician Insurance [2021] Best Business Coverage - Huckleberry
Small business insurance
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Electrician insurance
If you do any form of electrical work, you probably already know that insurance is of the utmost importance. That’s because your job sites present unique challenges and dangers: Your workers risk electrocution or tripping over tangled wiring. Exposed wires can present fire hazards. Your headquarters might be subject to vandalism. (Hey, it could happen.)
Your electrical business could power your entire community. But it also needs the proper financial protection to keep its own lights on. Heard enough? Get a free quote for small business insurance with Huckleberry now. Still need convincing? Read on to see which types of insurance your business might need.
Most common types of small business insurance coverage for electricians
Workers' Compensation
Pays out any medical costs or other financial losses if your employee sustains a work-related injury or illness.
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Business Owner's Policy
Also known as a BOP. Bundles together several important coverages (general liability, business property, business interruption, and more).
CAN INCLUDE
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How much does electrician insurance cost for Huckleberry customers?
As an electrical contracting business, the last thing you want is to get zapped with unreasonable insurance premium costs. Luckily, with Huckleberry, electrical firms have secured workers’ compensation policies as low as $28 per month and Business Owner’s Policies at the relatively low cost of $42 per month. That’s pennies in the face of potential medical bills, legal fees, and property damage costs. Trust us!
Electrical contractors insurance policy Q&A
- What does electrical insurance cover?
Your small business’s insurance requirements will vary based on your number of employees, amount of equipment, business income, and more. Workers’ compensation insurance is necessary in most states if you employ anyone besides yourself. A general liability insurance policy for electrical contractors is also important, if not a full-fledged Business Owner’s Policy (BOP). A BOP will include general liability coverage and optional add-ons, like business interruption insurance, business property insurance, and commercial auto insurance.
- I need a Certificate of Insurance. How do I get it, and does it cost extra?
Getting a Certificate of Insurance is easy for Huckleberry customers. Simply access your CoI through our website, 100% free. You can get as many copies as you need.
- What is Huckleberry Insurance?
Huckleberry provides small business owners with fast, quick, and affordable insurance coverage. Get a free, no-commitment insurance quote 100% online. And if you need any help, our team of insurance agents can walk you through policy limits, deductibles, and more.
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