Small business insurance # **Buy affordable engineering insurance online in 5 minutes** ## Instant coverage. No-commitment quote. ## Engineering insurance Engineering businesses face a lot of insurance risk. An employee could get injured on a job site. A fire could rip through your office, destroy most of your company’s property, and force you to close for a few months. A member of your team could cause damage at a work site and bring on an unexpected liability lawsuit. The point: Something bad is going to happen at some point, and when it does, you could be looking at a huge legal bill and a lot of hassle if you don’t have a backup plan. That’s why reliable engineering insurance is a must. Whatever kind of engineering business you run, purchasing the [right set of insurance coverages](/content/small-business-insurance/index.html) is essential for making sure it’s protected—even in the worst of circumstances. ## **The most common types of insurance for engineering contractors** #### [Workers' Compensation](/content/small-business-insurance/workers-compensation/index.html) If any of your employees get sick or injured at work, this coverage pays for medical expenses and lost wages. Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/workers-compensation/index.html) #### [Business Owner's Policy](/content/small-business-insurance/business-owners-policy/index.html) A popular bundle of some of the most important coverages: general liability, business interruption insurance, and business property insurance. CAN INCLUDE [General Liability](/content/small-business-insurance/general-liability/index.html) [Business Property](/content/small-business-insurance/business-property/index.html) [Business Interruption](/content/small-business-insurance/business-interruption/index.html) Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/business-owners-policy/index.html) ## How much does engineering insurance cost? Professional engineer insurance rates will vary depending on the size of your payroll and where you’re located, so there’s no one-size-fits-all answer. That said, engineering businesses with Huckleberry have paid as little as **$77** **per month** for their workers’ compensation—significantly less than the cost of a lawsuit. ## **Engineering insurance Q&A** - What is covered by engineering insurance? First, there’s not a single coverage called “engineer insurance” that will cover all the risks your business faces. That said, most engineering contractors and businesses need general liability insurance, business property, and business interruption coverages—and all three are included in a Business Owner’s Policy. Pretty convenient. Don’t forget: If you have employees, you’ll almost definitely need a workers’ compensation policy. It’s required by law in most states (and it’s an excellent idea even if it isn’t required!). - I need a Certificate of Insurance. How do I get it, and does it cost extra? It’s easy for Huckleberry customers to get their proof of insurance—it’s free, it’s online, and it only takes a few taps. Just visit our [Certificate of Insurance page](/content/certificate/index.html). - Who is Huckleberry Insurance? [Huckleberry](/content/site-root.html) offers hassle-free small business insurance. Everything is easy and online. ## Don't take our word for it - _star_ - _star_ - _star_ - _star_ - _star_ We got instant quotes and immediate responses which we super appreciated because we were under such a time crunch for it. On top of it all, it is super affordable Amy Cho - _star_ - _star_ - _star_ - _star_ - _star_ Just a very clean and simple interface, and terrific customer service. Could not have been easier and the price was great! Steve Booth - _star_ - _star_ - _star_ - _star_ - _star_ We now have Huckleberry and will be saving hundreds of dollars this coming year due to them and their service. Kevin P. - _star_ - _star_ - _star_ - _star_ - _star_ quick and courteous service at the right price. Gilbert Walz - _star_ - _star_ - _star_ - _star_ - _star_ What a GREAT and pain-free experience! I will recommend this company to every contractor I know!!! CJ Blancett - _star_ - _star_ - _star_ - _star_ - _star_ Making the transition from State Fund to Huckleberry has been a very easy transition. I was not too sure if this change was the correct move. But after I reviewed both policies, I realized that Huckleberry was a better choice for me. Veronica Gerhart - _star_ - _star_ - _star_ - _star_ - _star_ Very good customer service. Just a monthly payment, no extra fees, no large down payments. Lucy Balyan - _star_ - _star_ - _star_ - _star_ - _star_ I needed help and they were on top of it and handled things with ease! I would highly recommend them! Liz Frome - _star_ - _star_ - _star_ - _star_ - _star_ Huckleberry not only succeeded at finding a policy they have exceeded my expectations. They provided a quote in a few hours where other brokers struggle to gather all the necessary information. Justin Lewis ## What's better about Huckleberry Traditional agencies Get coverage in 5 minutes It can take days to get coverage Multiple carrier quotes, side by side — you choose Can present you with their best option — not your best option Backed by Paychex and A-rated carriers Depends on individual agent relationships Buy online without back-and-forth Requires multiple calls with your agent Talk to real people when you need help Limited availability, agent-dependent See what's covered and what's not—upfront Coverage details buried in policy documents ## Ready to get started? See what you’d pay in less than 5 minutes. Get a quote No credit card required