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Event planner business insurance

Running an event business comes with plenty of risk, especially if you’ve hired a team. There’s no way to anticipate how one of your employees could get sick or injured on the job, and if someone you’ve hired ever does get hurt, you could be responsible for the cost of medical bills, lost wages, and ongoing rehabilitation—unless you’ve purchased workers’ compensation insurance.

Luckily, workers’ compensation is easy to get from Huckleberry, and you could even save up to 32% on your rate. Get a 60-second rate estimate at our workers’ compensation calculator.

The most common type of event planner insurance coverage

Workers' Compensation

Workers’ compensation pays out if a member of your event team gets injured or sick on the job. It’ll pay for medical bills and lost wages, as well as any rehabilitation that’s necessary. Workers’ compensation protects your business, too, by taking your legal responsibility for your employee’s work-related medical bills. It’s important coverage to have, which is why it’s legally required in almost every state.

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How much do Huckleberry customers generally pay for event management insurance?

The cost for workers’ compensation depends on where you are and the size of your payroll, but Huckleberry customers have purchased their event planner worker’s compensation for as little as $27 per month.

Event planner insurance Q&A

• What is covered by an event planner insurance policy?

First, it’s important to know that there’s no one policy called “event planner insurance.” What you’re probably looking for instead is workers’ compensation insurance, which pays for medical bills and lost wages if a member of your event team gets injured while working for you. (Good news, too: You can get workers compensation for your event business in about 5 minutes here.)

• I need a Certificate of Insurance. How do I get it, and does it cost extra?

It’s simple and free to get your Certificate of Insurance if you’re a Huckleberry customer. Just visit our Certificate of Insurance page to generate unlimited copies. (We’ll even email them to whomever you choose! The whole process is super easy and convenient.)

• Who is Huckleberry Insurance?

Huckleberry sells fast, simple small business insurance. Everything is 100% online and 100% easy.

What's better about Huckleberry

Traditional agencies

Get coverage in 5 minutes

It can take days to get coverage

Multiple carrier quotes, side by side — you choose

Can present you with their best option — not your best option

Backed by Paychex and A-rated carriers

Depends on individual agent relationships

Buy online without back-and-forth

Requires multiple calls with your agent

Talk to real people when you need help

Limited availability, agent-dependent

See what's covered and what's not—upfront

Coverage details buried in policy documents

Get a quote in five minutes.

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