Hairstylist insurance as low as $27/month | Huckleberry
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Hairstylist and hair salon business insurance
If you cut and style hair for a living—or if you run a hair salon—you know that just about anything can go wrong. A client could slip on a water spill. An employee could cut themselves on a blade. A fire could break out at your business over the weekend. Moral of the story? If you don’t have a backup plan and hairdressing insurance to protect you and your business after an unexpected event, you could be left with a lot of legal liability—and a big bill.
That’s why you need dependable insurance for your business. When you purchase the correct set of insurance coverages, you’ll have the peace of mind that comes from knowing you’re protected—no matter what happens at your hairstylist business.
Read more about barber insurance and cosmetologist insurance here. If you’re an esthetician or run a beauty salon, read more about beautician insurance here.
Most common types of insurance for hairstylist or salon businesses
Workers' Compensation Insurance
Covers lost wages and medical bills if an employee at your hair salon gets sick or injured on the job.
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Business Owner's Policy (BOP)
A bundled insurance policy that includes general liability, business property insurance, and business interruption coverage.
CAN INCLUDE
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How much does hairstylist and hair salon insurance cost?
How much is insurance for a hair salon? You might get different answers from different insurance companies. Overall, the cost of getting a general liability policy depends on how many people you hire and your location. Plus, your insurance needs might vary if you ever do more than just hairstyling and shampooing for a given client’s hair (like cosmetology, hair coloring, or body hair removal).
Still, with Huckleberry, hair salon owners have paid as low as $27 per month for their workers’ compensation coverage and $42 per month for a Business Owner’s Policy. Get an estimate on your workers’ compensation rate here.
Hair salon and hairstylist insurance Q&A
- What is covered by hair salon and hairstylist insurance?
Technically, there isn’t a single policy that will cover every risk a hair salon or hairstylist business faces. But, in general, you should purchase at least general liability coverage, business property insurance, and business income insurance. (Luckily, all three are included in a Business Owner’s Policy!)
And keep in mind that if you hire anyone to help you, you’ll need workers’ compensation, too.
- I need a Certificate of Insurance. How do I get it, and does it cost extra?
Did you purchase your insurance from Huckleberry? If you did, you’re in luck—we’ve made it super easy to get proof of insurance online on our Certificate of Insurance page. It’s free, and you’ll be able to generate multiple copies of your COI and then forward them to whomever you’d like.
- What is Huckleberry Insurance?
Huckleberry sells fast, simple small business insurance. Everything is 100% online and 100% easy. Get a no-obligation, free quote by filling out an online application today.
What's better about Huckleberry
Traditional agencies
Get coverage in 5 minutes
It can take days to get coverage
Multiple carrier quotes, side by side — you choose
Can present you with their best option — not your best option
Backed by Paychex and A-rated carriers
Depends on individual agent relationships
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Requires multiple calls with your agent
Talk to real people when you need help
Limited availability, agent-dependent
See what's covered and what's not—upfront
Coverage details buried in policy documents
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