Janitorial Insurance [2021] Best Business Coverage - Huckleberry

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Janitorial insurance

Your residential cleaning service might be the best in town. That doesn’t mean you’re immune from a mistake now and then. One of your workers could slip and fall on a wet floor. You could lose or damage expensive cleaning equipment. You could cause irreparable property damage to a client’s home.

Yes, running a janitorial or house cleaning business is hard work that doesn’t come without its risks. Luckily, Huckleberry offers cleaning business insurance policies for you and your team of janitors. Make sure you’re getting a small business insurance package that puts you and your employees first. (We also provide commercial cleaning insurance for businesses that specialize in cleaning commercial property, like office buildings or restaurants.)

Most common types of small business insurance for janitorial services

Workers' Compensation

Covers medical bills and lost income if one of your employees sustains an injury on a client’s property or becomes sick as a direct result of their work.

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How much does janitorial insurance cost for Huckleberry customers?

Have at least one employee? Worried about the costs associated with insuring them? Huckleberry’s on the case, and insurers are standing by, ready to protect your team. Business owners who run residential cleaning services have qualified for workers’ compensation policies as low as $28 per month.

Janitorial insurance coverage Q&A

Insurance for janitorial companies will vary based on size, business needs, and specialties of each business. But one thing’s for sure: if you employ more people than just yourself, you probably require workers’ compensation. Workers’ compensation insurance covers medical expenses and lost income if one of your employees becomes injured or ill because of their job. You may qualify for additional coverages, including commercial general liability insurance, commercial auto insurance, and a Business Owner’s Policy (BOP)—especially if your janitorial service specializes in commercial cleaning.

If you’re already a Huckleberry customer, head over to our Certificates of Insurance page to get as many digital copies of your CoI as you’d like. The whole process is entirely free.

If your cleaning company needs small business insurance, look no further than Huckleberry. We provide all types of insurance solutions to businesses across the country. Get a quote today, 100% online, no hassle. Plus, our team of insurance agents is standing by to answer any questions you may have.

Don't take our word for it

Amy Cho

We got instant quotes and immediate responses which we super appreciated because were under such a time crunch for it. On top of it all, it is super affordable

Kevin P.

We now have Huckleberry and will be saving hundreds of dollars this coming year due to them and their service.

Lucy Balyan

Very good customer service. Just a monthly payment, no extra fees, no large down payments.

Liz Frome

I needed help and they were on top of it and handled things with ease! I would highly recommend them!

Veronica Gerhart

Making the transition from State Fund to Huckleberry has been a very easy transition. I was not too sure if this change was the correct move. But after I reviewed both policies, I realized that Huckleberry was a better choice for me.

CJ Blancett

What a GREAT and pain-free experience! I will recommend this company to every contractor I know!!!

Gilbert Walz

quick and courteous service at the right price.

Steve Booth

Just a very clean and simple interface, and terrific customer service. Could not have been easier and the price was great!

Justin Lewis

Huckleberry not only succeeded at finding a policy they have exceeded my expectations. They provided a quote in a few hours where other broker's struggle to gather all the necessary information.

What's better about Huckleberry

Traditional agencies

Get coverage in 5 minutes

It can take days to get coverage

Multiple carrier quotes, side by side — you choose

Can present you with their best option — not your best option

Backed by Paychex and A-rated carriers

Depends on individual agent relationships

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Requires multiple calls with your agent

Talk to real people when you need help

Limited availability, agent-dependent

See what's covered and what's not—upfront

Coverage details buried in policy documents

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