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## Massage therapist insurance

If you run a massage therapy business or do any sort of massage services or bodywork, you know that there’s no way to anticipate what could go wrong on the job or how an employee could get sick or injured at your business. Your employee could have an allergic reaction to a new lotion, develop a repetitive stress injury from the physical exertion of performing deep tissue massage, or seriously burn themselves on a hot stone. And if an employee does have a medical problem, you may be stuck holding the liability—and the bill. Not great if your business prides itself on health and wellness.

That’s why you need reliable [workers’ compensation insurance](/content/small-business-insurance/workers-compensation/index.html) coverage. With a workers’ compensation policy, you’ll have the peace of mind that comes from knowing both you and your business are legally protected if one of your employees gets injured at work. You do hands-on work…so it’s time to find an affordable insurance plan that keeps its hands off your cash!

## **The most common type of massage therapist and bodywork insurance**

#### [Workers' Compensation](/content/small-business-insurance/workers-compensation/index.html)

This type of insurance policy covers any legal and medical expenses if your massage therapists (or any other employee) get sick or injured on the job. It’ll pay for lost wages and medical bills, as well as any ongoing rehabilitation if the injury is serious. Workers’ compensation also protects your business by taking on your legal and financial liability for your employees.

Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/workers-compensation/index.html)

## How much does Huckleberry massage therapy insurance cost?

The cost to get insurance coverage for your massage therapists depends a lot on where you’re located, the size of your payroll, and the coverage limits and deductibles you choose. The insurance options are endless…but workers’ compensation may be the only one required by law in your state.

[Huckleberry](/content/small-business-insurance/index.html) customers have purchased massage therapist workers’ compensation for as little as $16 per month.

## **Massage therapist insurance Q&A**

- What is covered by a massage therapist insurance policy?

Does a massage therapist need insurance? First, there isn’t an insurance policy called “massage therapist insurance.” What you definitely should be looking for—and is legally required in most states—is workers’ compensation insurance, which pays for any medical treatment your massage therapists need if they get sick or injured working for you.

- I need a Certificate of Insurance. How do I get it, and does it cost extra?

Getting your proof of insurance is free—and easy—with Huckleberry. In fact, if you’re a customer, you can head over to our [Certificate of Insurance](/content/certificate/index.html) page, where you can instantly generate unlimited copies. (We’ll email them to whomever you choose, too.)

- What is Huckleberry Insurance?

[Huckleberry](/content/site-root.html) sells fast, simple small business insurance. Everything is 100% online and 100% easy. Get a [free business insurance quote](/content/small-business-insurance/index.html). Our licensed agents are standing by to answer questions!

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