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Nonprofit business insurance

If you own or run a nonprofit organization, you know that there’s no way to anticipate the unexpected. Whether it’s a surprise lawsuit from a former client or board member or an employee tripping over a piece of company equipment during a special event, any sudden exposure can derail your business with fines, fiduciary liability issues, and legal defense costs. And if you don’t have a backup plan, that can be a major problem for your nonprofit organization’s fundraising goals.

The moral of the story? You need dependable nonprofit insurance. When you purchase a comprehensive set of business insurance coverages from a trusted insurance company, you’ll know for sure that your nonprofit has the legal and financial protections it needs.

Most common types of insurance coverage options for a nonprofit organization

Workers' Compensation Insurance

Covers lost wages and medical costs if an employee at your nonprofit gets sick or suffers a personal injury on the job.

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Business Owner’s Policy (BOP)

General liability coverage, business property insurance, and business interruption coverage—all in one handy bundle.

General Liability Insurance

Protects your nonprofit if a third party sues you for bodily injury, property damage, advertising injury, and more.

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Commercial Property Insurance

This property coverage protects your organization’s building if you own it (and the stuff inside). Pays out for associated costs after physical damage or theft.

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Professional Liability Insurance

Also called errors and omissions coverage. Protects your nonprofit if you ever make a mistake that harms a client.

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How much do Huckleberry customers generally pay for nonprofit insurance?

The cost of nonprofit insurance depends on the location of your organization, the size of your payroll, what industry you operate in, and other insurance needs, but, with Huckleberry, nonprofit organizations have paid as little as $16 per month for workers’ compensation coverage. And, for a Business Owner’s Policy, our customers have paid as low as $42 per month.

Think your nonprofit can beat that? Get a free business insurance quote today with Huckleberry.

Nonprofit insurance Q&A

• What is covered by a nonprofit insurance policy?
  The major thing to know is that, technically, there is no such thing as “nonprofit insurance.” But if you run a nonprofit, you’ll want to make sure you have at least a general liability policy, business property insurance, and professional liability insurance. (If you have any employees, you’ll need workers’ compensation insurance, too.)

• I need a Certificate of Insurance. How do I get it, and does it cost extra?
  Did you purchase nonprofit insurance from Huckleberry? If so, you’re in luck—it’s super easy to get your Certificate of Insurance online. Just visit our Certificate of Insurance page. You’ll be able to generate unlimited copies instantly. (And we’ll email them to whomever you choose at no extra charge.)

• What is Huckleberry Insurance?
  Huckleberry sells fast, simple small business insurance. Everything is 100% online and 100% easy.

What's better about Huckleberry

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• See what's covered and what's not—upfront

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