# **Buy affordable photographer insurance online in less than 5 minutes** ## Instant coverage. No-commitment quote. ## Photography insurance If you’re in the photography business, you know that just about anything can happen on the job. And an unexpected event—such as an employee injury on a photoshoot or a surprise lawsuit from an injured or wronged client—can result in huge legal liability for your business, mountains of medical bills, and a whole lot of stress. That’s why photographers, wedding photographers, and videographers need to have the best professional photographer insurance. When you purchase the right photography [business insurance policy](/content/small-business-insurance/index.html), you can conduct your business without fear of unpleasant surprises—because you’re covered. ## **Most common types of coverage for a photography business** #### [Workers' Compensation Insurance](/content/small-business-insurance/workers-compensation/index.html) Protects your workers if they get sick or injured on the job. Pays out medical expenses, lost income, legal fees, and other costs associated with a workers’ compensation claim. Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/workers-compensation/index.html) #### [Business Owner's Policy (BOP)](/content/small-business-insurance/business-owners-policy/index.html) A convenient bundle of 3 important coverages: business property insurance, business interruption insurance, and general liability. #### [General Liability Coverage](/content/small-business-insurance/general-liability/index.html) Photographer’s liability insurance protects your business if a third party sues you for property damage or bodily injury. Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/general-liability/index.html) #### [Commercial Property Insurance](/content/small-business-insurance/business-property/index.html) Covers your business’s building (if you own one) and the items inside it (like your cameras and camera equipment.) Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/business-property/index.html) #### [Business Interruption Insurance](/content/small-business-insurance/business-interruption/index.html) If you’re forced to close your photography business for a covered reason temporarily, business interruption insurance covers your lost business income. Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/business-interruption/index.html) Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/business-owners-policy/index.html) ## How much does photography insurance cost? You might be surprised at how affordable photography insurance can be. For example, Huckleberry customers have insured their photography businesses for as little as **$28 per month** for workers’ compensation and **$42 per month** for a Business Owner’s Policy. The best way to see how much you’ll pay for photography business insurance is to get a [free business insurance quote](/content/site-root.html) with Huckleberry and get your business, employees, and photography equipment the coverage they deserve! ## **Photography business insurance Q&A** - What is covered by commercial photographer insurance? No single “photography insurance policy” will fully address all the risks a photography business faces. Still, most photography businesses should purchase at least general liability insurance, business property coverage, and business interruption insurance. (Handily enough, all 3 are included in a Business Owner’s Policy.) And remember that coverage limits and deductibles are somewhat within your control as well—these may impact the price you pay your insurance provider for equipment coverage. Did you hire other people to help run your business? If so, don’t forget workers’ compensation. It’s required in most states. - I need a Certificate of Insurance. How do I get it, and does it cost extra? Proving your insurance coverage is easy with Huckleberry. You can visit our [Certificate of Insurance](/content/certificate/index.html) page, where you’ll be able to generate unlimited copies of your certs for free. (We’ll even send them to whomever you’d like. No extra charge.) - What is Huckleberry Insurance? [Huckleberry](/content/site-root.html) sells fast, simple small business insurance. Everything is 100% online and 100% easy. Talk about peace of mind, right? ## Don't take our word for it Justin Lewis - _star_ - _star_ - _star_ - _star_ - _star_ Huckleberry not only succeeded at finding a policy they have exceeded my expectations. They provided a quote in a few hours where other brokers struggle to gather all the necessary information. Steve Booth - _star_ - _star_ - _star_ - _star_ - _star_ Just a very clean and simple interface, and terrific customer service. Could not have been easier and the price was great! CJ Blancett - _star_ - _star_ - _star_ - _star_ - _star_ What a GREAT and pain-free experience! I will recommend this company to every contractor I know!!! Liz Frome - _star_ - _star_ - _star_ - _star_ - _star_ I needed help and they were on top of it and handled things with ease! I would highly recommend them! Veronica Gerhart - _star_ - _star_ - _star_ - _star_ - _star_ Making the transition from State Fund to Huckleberry has been a very easy transition. I was not too sure if this change was the correct move. But after I reviewed both policies, I realized that Huckleberry was a better choice for me. Gilbert Walz - _star_ - _star_ - _star_ - _star_ - _star_ quick and courteous service at the right price. Lucy Balyan - _star_ - _star_ - _star_ - _star_ - _star_ Very good customer service. Just a monthly payment, no extra fees, no large down payments. Kevin P. - _star_ - _star_ - _star_ - _star_ - _star_ We now have Huckleberry and will be saving hundreds of dollars this coming year due to them and their service. Amy Cho - _star_ - _star_ - _star_ - _star_ - _star_ We got instant quotes and immediate responses which we super appreciated because we were under such a time crunch for it. On top of it all, it is super affordable. ## What's better about Huckleberry Traditional agencies Get coverage in 5 minutes It can take days to get coverage Multiple carrier quotes, side by side — you choose Can present you with their best option — not your best option Backed by Paychex and A-rated carriers Depends on individual agent relationships Buy online without back-and-forth Requires multiple calls with your agent Talk to real people when you need help Limited availability, agent-dependent See what's covered and what's not—upfront Coverage details buried in policy documents ## Get a quote in five minutes. Everything's online. Everything's easy. 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