Physical Therapist Insurance as low as $15/month | Huckleberry

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Physical therapist insurance

If you’re a physical therapy professional or run a physical therapy office, you know that there’s no way to anticipate what can go wrong at work. A client could break their leg tripping on a cord. Your employee could get a repetitive stress injury. You could get sued by a client. No matter what exactly goes wrong, one thing is for sure: Unless you have a backup plan (and a good physical therapy liability insurance policy), you and your business may get stuck with the legal liability—and the big bill.

That’s why you need reliable physical therapist insurance. With the right set of business insurance policies from a trusted insurance partner, you’ll know that your business is fully protected. No matter what happens.

The most common types of insurance coverage options for physical therapy businesses

Workers' Compensation

Provides reimbursement for medical expenses and lost wages (and even legal defense costs) if any of your employees get sick or injured on the job.

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Business Owner's Policy

A convenient bundle of important coverages: general liability, business interruption insurance, and business property insurance.

General Liability

General liability insurance coverage protects you and your business if you ever get sued for bodily injury or property damage.

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Business Property

Protects your building (if you own it) and the items inside.

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Business Interruption

Helps cover your ongoing costs if you’re ever forced to close temporarily (for a covered reason).

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How much does Huckleberry PT insurance cost?

Pricing for “physical therapist insurance” changes based on the size of your payroll and where you’re located (to say nothing of aggregate coverage limits and deductibles). But Huckleberry customers have paid as little as $16 per month for their workers’ compensation and $42 per month for a Business Owner’s Policy.

Get a quick, free business insurance quote with Huckleberry today.

Insurance for physical therapists Q&A

Don't take our word for it

CJ Blancett

What a GREAT and pain-free experience! I will recommend this company to every contractor I know!!!

Veronica Gerhart

Making the transition from State Fund to Huckleberry has been a very easy transition. I was not too sure if this change was the correct move. But after I reviewed both policies, I realized that Huckleberry was a better choice for me.

Kevin P.

We now have Huckleberry and will be saving hundreds of dollars this coming year due to them and their service.

Amy Cho

We got instant quotes and immediate responses which we super appreciated because we’re under such a time crunch for it. On top of it all, it is super affordable

Gilbert Walz

Quick and courteous service at the right price.

Justin Lewis

Huckleberry not only succeeded at finding a policy they have exceeded my expectations. They provided a quote in a few hours where other broker's struggle to gather all the necessary information.

Steve Booth

Just a very clean and simple interface, and terrific customer service. Could not have been easier and the price was great!

Liz Frome

I needed help and they were on top of it and handled things with ease! I would highly recommend them!

Lucy Balyan

Very good customer service. Just a monthly payment, no extra fees, no large down payments.

What's better about Huckleberry

Traditional agencies

Get coverage in 5 minutes

It can take days to get coverage

Multiple carrier quotes, side by side — you choose

Can present you with their best option — not your best option

Backed by Paychex and A-rated carriers

Depends on individual agent relationships

Buy online without back-and-forth

Requires multiple calls with your agent

Talk to real people when you need help

Limited availability, agent-dependent

See what's covered and what's not—upfront

Coverage details buried in policy documents

Get a quote in five minutes.

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