# **Buy affordable physical therapist insurance online in less than 5 minutes** ## Instant coverage. No-commitment quote. ## Physical therapist insurance If you’re a physical therapy professional or run a physical therapy office, you know that there’s no way to anticipate what can go wrong at work. A client could break their leg tripping on a cord. Your employee could get a repetitive stress injury. You could get sued by a client. No matter what exactly goes wrong, one thing is for sure: Unless you have a backup plan (and a good physical therapy liability insurance policy), you and your business may get stuck with the legal liability—and the big bill. That’s why you need reliable physical therapist insurance. With the right set of [business insurance policies](/content/small-business-insurance/index.html) from a trusted insurance partner, you’ll know that your business is fully protected. No matter what happens. ## **The most common types of insurance coverage options for physical therapy businesses** #### [Workers' Compensation](/content/small-business-insurance/workers-compensation/index.html) Provides reimbursement for medical expenses and lost wages (and even legal defense costs) if any of your employees get sick or injured on the job. Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/workers-compensation/index.html) #### [Business Owner's Policy](/content/small-business-insurance/business-owners-policy/index.html) A convenient bundle of important coverages: general liability, business interruption insurance, and business property insurance. #### [General Liability](/content/small-business-insurance/general-liability/index.html) General liability insurance coverage protects you and your business if you ever get sued for bodily injury or property damage. Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/general-liability/index.html) #### [Business Property](/content/small-business-insurance/business-property/index.html) Protects your building (if you own it) and the items inside. Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/business-property/index.html) #### [Business Interruption](/content/small-business-insurance/business-interruption/index.html) Helps cover your ongoing costs if you’re ever forced to close temporarily (for a covered reason). Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/business-interruption/index.html) Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/business-owners-policy/index.html) ## How much does Huckleberry PT insurance cost? Pricing for “physical therapist insurance” changes based on the size of your payroll and where you’re located (to say nothing of aggregate coverage limits and deductibles). But Huckleberry customers have paid as little as **$16 per month** for their workers’ compensation and **$42 per month** for a Business Owner’s Policy. Get a quick, free [business insurance quote](/content/site-root.html) with Huckleberry today. ## **Insurance for physical therapists Q&A** - What does a physical therapist insurance policy cover? There’s no one policy called “physical therapist insurance.” Still, you should purchase general liability insurance, business property, and business interruption coverages—all included in a Business Owner’s Policy. (If you have employees, you’ll also need a workers’ compensation policy.) - I need a Certificate of Insurance. How do I get it, and does it cost extra? It’s easy to get your proof of insurance if you’re a Huckleberry customer. Just visit our [Certificate of Insurance](/content/certificate/index.html) page to instantly generate unlimited copies—for free. - What is Huckleberry Insurance? [Huckleberry](/content/site-root.html) sells fast, simple small business insurance. Everything is 100% online and 100% easy. Get peace of mind (not just body!) today with a free business insurance quote. ## Don't take our word for it CJ Blancett - _star_ - _star_ - _star_ - _star_ - _star_ What a GREAT and pain-free experience! I will recommend this company to every contractor I know!!! Veronica Gerhart - _star_ - _star_ - _star_ - _star_ - _star_ Making the transition from State Fund to Huckleberry has been a very easy transition. I was not too sure if this change was the correct move. But after I reviewed both policies, I realized that Huckleberry was a better choice for me. Kevin P. - _star_ - _star_ - _star_ - _star_ - _star_ We now have Huckleberry and will be saving hundreds of dollars this coming year due to them and their service. Amy Cho - _star_ - _star_ - _star_ - _star_ - _star_ We got instant quotes and immediate responses which we super appreciated because we’re under such a time crunch for it. On top of it all, it is super affordable Gilbert Walz - _star_ - _star_ - _star_ - _star_ - _star_ Quick and courteous service at the right price. Justin Lewis - _star_ - _star_ - _star_ - _star_ - _star_ Huckleberry not only succeeded at finding a policy they have exceeded my expectations. They provided a quote in a few hours where other broker's struggle to gather all the necessary information. Steve Booth - _star_ - _star_ - _star_ - _star_ - _star_ Just a very clean and simple interface, and terrific customer service. Could not have been easier and the price was great! Liz Frome - _star_ - _star_ - _star_ - _star_ - _star_ I needed help and they were on top of it and handled things with ease! I would highly recommend them! Lucy Balyan - _star_ - _star_ - _star_ - _star_ - _star_ Very good customer service. Just a monthly payment, no extra fees, no large down payments. ## What's better about Huckleberry Traditional agencies Get coverage in 5 minutes It can take days to get coverage Multiple carrier quotes, side by side — you choose Can present you with their best option — not your best option Backed by Paychex and A-rated carriers Depends on individual agent relationships Buy online without back-and-forth Requires multiple calls with your agent Talk to real people when you need help Limited availability, agent-dependent See what's covered and what's not—upfront Coverage details buried in policy documents ## Get a quote in five minutes. Everything's online. Everything's easy. Tap the button to get started. Instant Estimate