Spa Insurance [Updated 2021]: Best Business Coverage | Huckleberry

Small business insurance

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Spa insurance

Your day spa or medical spa business might be your community’s go-to for rest, rehabilitation, and overall wellness. However, even the most relaxing spaces can run into problems. A worker might slip and fall near the hot tub, rendering you liable for all medical expenses. Your sauna’s infrared technology could break down at a moment’s notice. A customer could even try to sue one of your massage therapists for malpractice.

For these reasons and more, you need a solid suite of insurance products to keep your spa afloat. Read on to see how getting the best small business insurance will save you from any future headaches—so you can get back to the rest and relaxation you’re known for.

Most common types of spa insurance coverage

Workers' Compensation

Protects your staff if they ever get injured or sick because of their job.

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Business Owner's Policy

Bundles together several important types of liability coverage: business interruption insurance, general liability insurance, and commercial property insurance, as well as more optional coverages.

CAN INCLUDE

General Liability

Professional Liability

Hired/Non-Owned Auto Liability

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How much do Huckleberry customers generally pay for spa insurance?

Your spa may specialize in skin care, tanning, or massage, and the number of employees, independent contractors, or resources your business needs may vary. But typically, spa insurance costs very little, and insurance companies offer a variety of policies to meet your needs. Huckleberry customers have paid as little as $50 per month for workers’ compensation and $42 per month for a Business Owner’s Policy.

Day spa insurance Q&A

While there’s no uniform policy type known as “spa insurance,” it’s a good idea for spa owners to purchase a robust suite of coverages. These types of insurance include a Business Owner’s Policy, which covers a wide range of general liability and professional liability insurance products, and workers’ compensation insurance. Keep in mind that many states require this by law!

To get a Certificate of Insurance (CoI) for your spa business, just head over to Huckleberry’s Certificate of Insurance page. The process is quick, simple, and at no cost to Huckleberry customers. Our team of insurance agents will send you as many copies you need for free.

Huckleberry provides insurance to small businesses all across the country. Need workers’ compensation and a liability policy for your new business? We thought so. Get a free quote online today and see how much you can save on your insurance plan.

Don't take our word for it

We got instant quotes and immediate responses which we super appreciated because we were under such a time crunch for it. On top of it all, it is super affordable

Amy Cho

Making the transition from State Fund to Huckleberry has been a very easy transition. I was not too sure if this change was the correct move. But after I reviewed both policies, I realized that Huckleberry was a better choice for me.

Veronica Gerhart

I needed help and they were on top of it and handled things with ease! I would highly recommend them!

Liz Frome

quick and courteous service at the right price.

Gilbert Walz

We now have Huckleberry and will be saving hundreds of dollars this coming year due to them and their service.

Kevin P.

What a GREAT and pain-free experience! I will recommend this company to every contractor I know!!!

CJ Blancett

Very good customer service. Just a monthly payment, no extra fees, no large down payments.

Lucy Balyan

Just a very clean and simple interface, and terrific customer service. Could not have been easier and the price was great!

Steve Booth

Huckleberry not only succeeded at finding a policy they have exceeded my expectations. They provided a quote in a few hours where other brokers struggle to gather all the necessary information.

Justin Lewis

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