Small business insurance # **Buy affordable spa insurance online in minutes** ## Instant coverage. No-commitment quote. ## Spa insurance Your day spa or medical spa business might be your community’s go-to for rest, rehabilitation, and overall wellness. However, even the most relaxing spaces can run into problems. A worker might slip and fall near the hot tub, rendering you liable for all medical expenses. Your sauna’s infrared technology could break down at a moment’s notice. A customer could even try to sue one of your massage therapists for malpractice. For these reasons and more, you need a solid suite of insurance products to keep your spa afloat. Read on to see how getting the best [small business insurance](/content/small-business-insurance/index.html) will save you from any future headaches—so you can get back to the rest and relaxation you’re known for. ## **Most common types of spa insurance coverage** #### [Workers' Compensation](/content/small-business-insurance/workers-compensation/index.html) Protects your staff if they ever get injured or sick because of their job. Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/workers-compensation/index.html) #### [Business Owner's Policy](/content/small-business-insurance/business-owners-policy/index.html) Bundles together several important types of liability coverage: business interruption insurance, general liability insurance, and commercial property insurance, as well as more optional coverages. CAN INCLUDE [General Liability](/content/small-business-insurance/general-liability/index.html) [Professional Liability](/content/small-business-insurance/professional-liability/index.html) [Hired/Non-Owned Auto Liability](/content/small-business-insurance/hired-and-non-owned-auto/index.html) Get a quote [Learn more _arrow_forward_](/content/small-business-insurance/business-owners-policy/index.html) ## How much do Huckleberry customers generally pay for spa insurance? Your spa may specialize in skin care, tanning, or massage, and the number of employees, independent contractors, or resources your business needs may vary. But typically, spa insurance costs very little, and insurance companies offer a variety of policies to meet your needs. Huckleberry customers have paid as little as **$50 per month** for workers’ compensation and **$42 per month** for a Business Owner’s Policy. ## **Day spa insurance Q&A** - What is covered under a spa insurance policy? While there’s no uniform policy type known as “spa insurance,” it’s a good idea for spa owners to purchase a robust suite of coverages. These types of insurance include a Business Owner’s Policy, which covers a wide range of general liability and professional liability insurance products, and workers’ compensation insurance. Keep in mind that many states require this by law! - I need a Certificate of Insurance. How do I get it, and does it cost extra? To get a Certificate of Insurance (CoI) for your spa business, just head over to Huckleberry’s [Certificate of Insurance](/content/certificate/index.html) page. The process is quick, simple, and at no cost to Huckleberry customers. Our team of insurance agents will send you as many copies you need for free. - What is Huckleberry Insurance? [Huckleberry](/content/site-root.html) provides insurance to small businesses all across the country. Need workers’ compensation and a liability policy for your new business? We thought so. Get a free quote online today and see how much you can save on your insurance plan. ## Don't take our word for it - _star_ - _star_ - _star_ - _star_ - _star_ We got instant quotes and immediate responses which we super appreciated because we were under such a time crunch for it. On top of it all, it is super affordable Amy Cho - _star_ - _star_ - _star_ - _star_ - _star_ Making the transition from State Fund to Huckleberry has been a very easy transition. I was not too sure if this change was the correct move. But after I reviewed both policies, I realized that Huckleberry was a better choice for me. Veronica Gerhart - _star_ - _star_ - _star_ - _star_ - _star_ I needed help and they were on top of it and handled things with ease! I would highly recommend them! Liz Frome - _star_ - _star_ - _star_ - _star_ - _star_ quick and courteous service at the right price. Gilbert Walz - _star_ - _star_ - _star_ - _star_ - _star_ We now have Huckleberry and will be saving hundreds of dollars this coming year due to them and their service. Kevin P. - _star_ - _star_ - _star_ - _star_ - _star_ What a GREAT and pain-free experience! I will recommend this company to every contractor I know!!! CJ Blancett - _star_ - _star_ - _star_ - _star_ - _star_ Very good customer service. Just a monthly payment, no extra fees, no large down payments. Lucy Balyan - _star_ - _star_ - _star_ - _star_ - _star_ Just a very clean and simple interface, and terrific customer service. Could not have been easier and the price was great! Steve Booth - _star_ - _star_ - _star_ - _star_ - _star_ Huckleberry not only succeeded at finding a policy they have exceeded my expectations. They provided a quote in a few hours where other brokers struggle to gather all the necessary information. Justin Lewis ## What's better about Huckleberry Traditional agencies Get coverage in 5 minutes Multiple carrier quotes, side by side — you choose Backed by Paychex and A-rated carriers Buy online without back-and-forth Talk to real people when you need help See what's covered and what's not—upfront ## Ready to get started? See what you’d pay in less than 5 minutes. Get a quote No credit card required