Flooring Insurance [Updated 2023] Best Business Coverage - Huckleberry

Buy affordable flooring insurance online in less than 5 minutes

Instant coverage. No-commitment quote.

Tile, stone, and flooring installer insurance

Your flooring installation business doesn’t have a fixed worksite: you might specialize in installing hardwood flooring at other people’s homes or laying down carpeting at a new commercial property. With so little to be sure of, you won’t always be prepared for the dangers and risks each new job site brings. Plus, some scenarios aren’t covered under a client’s homeowners insurance or commercial policy.

Whether you specialize in laminate, linoleum, carpeting, or concrete, you need robust insurance policies that protect you, your workers, and your equipment from financial ruin. But that doesn’t mean all flooring companies require the same small business insurance coverage. Read on to see how you can get a free quote from Huckleberry, so you can get covered and keep your business grounded.

Most common types of small business insurance for floor installers

Workers' Compensation

Pays out medical bills and lost income for your employees or subcontractors if they get a work-related injury or become sick as a result of their job.

Get a quote Learn more arrow_forward

Business Owner's Policy

Also known as a BOP. Bundles together several important liability coverages: general liability, business property, business interruption, and more.

General Liability

Otherwise known as commercial general liability insurance, or CGL. Covers any costs associated with a bodily injury or property damage lawsuit against your business.

Get a quote Learn more arrow_forward

Business Property

Protects your business’ commercial property (and anything inside) if it incurs property damage.

Get a quote Learn more arrow_forward

Business Interruption

Provides financial protection if your business has to stop operation temporarily.

Get a quote Learn more arrow_forward

Get a quote Learn more arrow_forward

How much do flooring contractors pay for insurance with Huckleberry?

Don’t worry—Huckleberry won’t floor you with high insurance costs. Huckleberry customers who run flooring businesses have been known to pay as little as $39 per month for workers’ compensation and $42 per month for a Business Owner’s Policy. Those are small prices to pay for the sheer amount of medical expenses, legal fees, lost business income, and extra expenses you could face if you’re sued by a third party or an employee gets hurt on the job.

Flooring contractor insurance FAQ

No one insurance policy is specifically designed for flooring contractors. Depending on the number of employees you have and the state you live in, workers’ compensation insurance might be legally mandated. Getting a Business Owner’s Policy is also a good move; it bundles together several vital coverages, like general liability insurance, business property insurance, business interruption insurance, and more.

Huckleberry provides instant access to as many copies of your Certificates of Insurance (CoI) as you need. It’s self-service (no need to speak with an insurance agent), automatic, and free for all Huckleberry customers.

Too many types of insurance to keep track of? Huckleberry provides small business owners with comprehensive insurance solutions, 100% online. Get a free business insurance quote with Huckleberry today.

Don't take our word for it

CJ Blancett

What a GREAT and pain-free experience! I will recommend this company to every contractor I know!!!

Kevin P.

We now have Huckleberry and will be saving hundreds of dollars this coming year due to them and their service.

Veronica Gerhart

Making the transition from State Fund to Huckleberry has been a very easy transition. I was not too sure if this change was the correct move. But after I reviewed both policies, I realized that Huckleberry was a better choice for me.

Lucy Balyan

Very good customer service. Just a monthly payment, no extra fees, no large down payments.

Gilbert Walz

quick and courteous service at the right price.

Amy Cho

We got instant quotes and immediate responses which we super appreciated because were under such a time crunch for it. On top of it all, it is super affordable

Justin Lewis

Huckleberry not only succeeded at finding a policy they have exceeded my expectations. They provided a quote in a few hours where other broker's struggle to gather all the necessary information.

Steve Booth

Just a very clean and simple interface, and terrific customer service. Could not have been easier and the price was great!

Liz Frome

I needed help and they were on top of it and handled things with ease! I would highly recommend them!

What's better about Huckleberry

Traditional agencies

Get coverage in 5 minutes

It can take days to get coverage

Multiple carrier quotes, side by side — you choose

Can present you with their best option — not your best option

Backed by Paychex and A-rated carriers

Depends on individual agent relationships

Buy online without back-and-forth

Requires multiple calls with your agent

Talk to real people when you need help

Limited availability, agent-dependent

See what's covered and what's not—upfront

Coverage details buried in policy documents

Get a quote in five minutes.

Everything's online. Everything's easy. Tap the button to get started.